The pricing below is valid for Ireland only. For the discounted pricing we offer registered charities, see the bottom of this page..

WorldPay's merchant account.

Credit Card % TSC: this figure incorporates a) the percentage charged for each credit card transaction and b) the service charge for your WorldDirect merchant account.

WorldPay customers who are getting (or who have got) a merchant account from their bank.

BankDirect pricing is based on your transaction volumes, and agreed on a case by case basis. To apply for a quote from one of our sales team

WorldPay's anti-fraud system.

WorldAlert for WorldDirect Customers: WorldAlert (including WorldAlert Configurator) is a standard component of the WorldDirect package.

The WorldAlert transaction fee is waived for WorldDirect customers who purchase the Guarantee (see Additional Products below for Guarantee pricing).

WorldAlert for BankDirect Customers: WorldAlert (excluding WorldAlert Configurator) is available to BankDirect customers as an optional product. BankDirect customers can add the WorldAlert Configurator to WorldAlert for the additional monthly fee specified above.

Note: If you're a BankDirect customer, you must purchase WorldAlert before you can opt for the WorldAlert Configurator. The WorldAlert Configurator is not available as a stand-alone product.

Additional Currency: the first three Acquisition & Settlement currencies
Acquisition currencies are the currencies your shoppers can use to buy from you.

Settlement currencies (sometimes called remittance currencies) are the currencies WorldPay uses to pay the money you are owed from transactions into your bank account(s).

See Settlement Charges below for more information on the settlement process.' );" onmouseout="return nd();">acquisition currencies are free for WorldDirect customers. The additional currency fee applies when this limit is exceeded.

WorldPay Guarantee: only WorldDirect customers may apply for the WorldPay Guarantee. The WorldAlert transaction fee is waived for WorldDirect customers who purchase the Guarantee.

Settlement/remittance occurs when the money that's due to you from transactions gets paid into your bank account. Before it gets to your bank account, bank transfer charges, WorldPay's transaction charges, and refunds Chargebacks below) are deducted from this money.

The money from transactions is usually settled to WorldDirect customers every week, four weeks in arrears. The remittance period for BankDirect customers varies from customer to customer, according to what has been agreed with your bank.

The charge per remittance, provided the remittance currency is the Euro (€) and the bank account is located in the Republic of Ireland, is €4.50.

Remittance to a bank account located outside the Republic of Ireland is charged at €15 per remittance, if that remittance is not in the local currency of the country in which the bank account is held. For information on cross-border settlement in any currency that is not your country's local currency, see Cross-border Settlement Charges.

The minimum amount that can be settled is €170. For a list of minimum remittance amounts in local currencies, see Cross-border Settlement Charges.

A chargeback occurs when the bank that issued the debit or credit card to a person who bought goods from your business, reverses the transaction, even though it had previously been cleared.

A chargeback can happen at any time, sometimes months after the transaction took place, and for a number of reasons. Sometimes the shopper claims that he never received the goods, or that the goods were defective in some way. Sometimes the transaction is reversed because a stolen card number was used to purchase goods.

You can lower the risk of chargebacks in a number of ways: the WorldPay Guarantee, for example, offers you financial protection against the costs of fraudulent transactions, and increases the level of guaranteed consumer protection you can offer your shoppers. You can protect your store with anti-fraud systems, like WorldAlert, or another third-party system. Occasionally, however, you will get chargebacks, and you should take account of this when making your financial calculations.

Chargeback pricing: due to the costs involved in reversing transactions, WorldPay will charge you €17.5 for every chargeback.

WorldPay offers registered charities discounted pricing on the following products:

WorldDirect
Registered charities who choose WorldDirect, WorldPay's Merchant Account
You need a special kind of merchant account to trade online. Even if you already have a merchant account from your bank for real world trading, you will still need a merchant account for the Internet. The types of credit and debit cards you can accept from shoppers, and the currencies your shoppers can use to buy from you, depend on your choice of Internet merchant account.

. merchant account, are exempted from the annual fee. WorldAlert, including WorldAlert Configurator functionality, is provided free of charge. WorldDirect transaction charges (which are inclusive of account charges) are also lower.

	The charge for single currency processing is 2.75% per transaction
	The charge for multicurrency processing is 3.25% per transaction

BankDirect
Registered charities who choose to become BankDirect customers (they are getting, or they already have, a merchant account from their bank) are also exempted from any annual fee. Transaction charges are based on the registered charity's transaction volumes, and agreed on a case by case basis. The charge for WorldAlert Configurator functionality datasheet is €52.50 per month, as for all other BankDirect customers, but WorldAlert is provided at a reduced transaction rate of €0.05 per transaction for WorldAlert

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